Cash Flow Projection Template – Excel Spreadsheet for Small Businesses

Are you a sole proprietor, freelancer, or part of a small team of 2–5 people looking for an easy way to manage your money?

This Excel cash flow template is built just for you. No bookkeeping background? No problem. Just plug in your income and expenses—and instantly see your monthly cash flow projection and charts.

✅ What you get:

1. A full 12‑month cash flow projection spreadsheet

2. Two built‑in graphs: projected income vs expenses, and ending cash balance

3. Easy‑to‑edit categories—tailor the tool to your business

4. A friendly guide (included in the Excel tab) walking you through setup step‑by‑step

✅ Why it’s perfect for your business:

1. Helps you avoid cash surprises—no more guessing if bills will bounce

2. Ideal for micro‑businesses and growing startups (<10 employees)

3. Supports simple monthly cash flow forecasting to plan ahead with confidence

How it works:

    1. Enter your starting balance and date

    2. Fill in your expected monthly income and expenses

    3. Watch the automatic totals and graphs tell your cash story

Who it’s for:

1. Self‑employed freelancers and sole proprietors

2. Small teams and home‑based businesses

3. Early‑stage startups with minimal bookkeeping experience

Extras: Comes with a cash cushion alert threshold and fully editable layout—simple and powerful.

Stop worrying about money and start planning with confidence—grab your cash flow planning tool today!